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Medical loss ratio harms consumers, agents

A new survey by the National Association of Insurance and Financial Advisors shows that the federal health care law’s medical loss ratio provision has had a devastating effect on agents’ ability to maintain a high level of customer service to their clients.



NAIFA: Senate Bill on Insurance Licensing Would Benefit Agents and Consumers

Sens. Jon Tester (D-Mont.) and Mike Johanns (R-Neb.) have introduced the National Association of Registered Agents & Brokers Act (NARAB II), which would establish a federal licensing clearinghouse for insurance agents who operate in multiple states.


SRO Bill Will Provide Appropriate Oversight of IAs

Financial Services Committee Chairman Spencer Bachus and Rep. Carolyn McCarthy, a member of the Committee, introduced bipartisan legislation calling for a self-regulatory organization to fill gaps in Securities and Exchange Commission (SEC) oversight of investment advisers.


Brian Ashe Is Named 2012 John Newton Russell Memorial Award Winner

The life insurance industry’s highest honor will be presented at the NAIFA Career Conference and Annual Meeting in September as a tribute to his more than 40 years of service and contributions to the industry.



Home / About Us / Who We Serve / Licensing and Compliance / Order FL Life, Health & VA Study Manual

Order FL Life, Health & VA Study Manual

26th Edition - Florida Life, Health and Variable Annuity Study Manual

The 26th Edition,Florida Life, Health and Variable Annuity Study Manual is published under contract with the Florida Department of Financial Services by NAIFA-Florida for the Florida Life, Health, and Variable Annuity pre-licensing (40-hour) course.

The state licensing exam is based on material contained in this study manual. "This study manual is designed to assist individuals interested in the insurance profession in obtaining a thorough knowledge of Florida's laws and rules and an accurate understanding of insurance theory and practice." -- memo from the Bureau of Licensing, Florida Department of Financial Services.

Exam Pro CD

ExamPRO is an all-inclusive, interactive exam preparation package containing a database of more than 500 questions developed from the Florida Life, Health and Variable Annuity Study Manual. ExamPRO is designed to help you prepare for and pass the rigorous Florida Life, Health and Variable Annuity exam. ExamPRO helps pinpoint strengths and weaknesses so you study more efficiently. It helps eliminate the “fear of testing” by simulating the same question format of the state exam. ExamPRO takes the guesswork out of studying by giving you an accurate assessment of your understanding of the material – and your readiness to pass the exam!

Exam Pro CD Highlights

  • Learning Mode: Customize individual tests by choosing categories, number of questions and feedback options. In this mode you can reveal the correct answers and explanations to help reinforce learning.
  • Flash Cards: This mode enables you to review key concepts and objectives in a self-graded environment. Flash cards consist of concepts and objectives to be covered in the exam, and are very useful in identifying areas that require additional study.
  • Certification Mode: Delivers the exam to you as a simulation of the actual test you’re preparing for – the state exam! Questions are randomly chosen from the data base and all exams are timed.
  • Score History: View your score history to track performance and progress – and avoid surprises at your state testing center!

Exam Pro CD System Requirements: This software requires: Windows 2000, Windows XP or higher Operating System, a minimum of 1 MB of RAM and a computer with internet access.

NOTE: ExamPRO is not compatible with any version of Mac OS.

Important: For security purposes, each copy of the ExamPRO CD is installable on one computer only. To purchase additional copies please contact NAIFA-Florida at (850) 422-1701, ext 205.

Three Easy Ways to Purchase the Florida Life, Health and Variable Annuity Study Manual and/or the Exam Pro CE:

1) Click here to order online on our secure site.

2) Click here to print out an order form and fax to (850) 422-2762.

3) Buy directly (Study Manual Only). Click here to see our listing of local distributors in Florida. **Distributors can only accept checks or money orders, no credit or debit cards. Also, please call the distributor’s office before you go to confirm when they are open for business.

All sales final – No exceptions

Cost of the Study Manual is $29.00 plus tax, plus shipping. Cost of the Exam Pro CD is $35.00 plus tax, plus shipping. You can save $5.00, plus shipping by purchasing both together. We are unable to deliver on weekends. We only ship to street addresses; we cannot ship to a PO Box. Please keep this in mind when filling out your order form.

If you have questions, or if we can help you with anything else, please call (850) 422-1701, 8:30am-5:00pm Monday thru Friday.